Month: January 2025

人工智能（英语：artificial intelligence，缩写为AI），亦称机器智能，指由人制造出来的机器所表现出来的智能。通常人工智能是指用普通计算机程序来呈现人类智能的技术。同时，随着医学、神经科学、机器人学及统计学等方面的发展，普遍认为人类的部分职业也逐渐被其取代。

Artificial intelligence (AI), also known as machine intelligence, refers to the intelligence displayed by machines created by humans. Generally speaking, artificial intelligence refers to the technology of presenting human intelligence with ordinary computer programs. At the same time, with the development of medicine, neuroscience, robotics and statistics, it is generally believed that some human occupations are gradually being replaced by it.

割韭菜，网络流行语。比喻机构、基金、大户抛售股票导致股票市场（或个股）大跌，为其迎来新的建仓机会，再重新在低位建仓，如此循环波段操作，获取利润。

Cutting leeks is a popular term on the Internet. It refers to the fact that institutions, funds, and big investors sell stocks, causing the stock market (or individual stocks) to plummet, bringing them new opportunities to build positions, and then re-build positions at low levels, so as to cycle through band operations and make profits.

房贷（fáng dài）是“住房抵押贷款”的简称。住房抵押贷款是银行为保证贷款的安全，把借款人的房地产、有价证券及其他凭证，通过一定的契约合同，合法取得对借款人财产的留置权和质押权而向其提供的一种贷款。

Fangdai (fáng dài) is the abbreviation of “housing mortgage loan”. Housing mortgage loan is a kind of loan provided by the bank to the borrower in order to ensure the safety of the loan. The bank transfers the real estate, securities and other certificates of the borrower through certain contracts to legally obtain the lien and pledge of the borrower’s property.