{"id":3329,"date":"2024-11-20T15:03:19","date_gmt":"2024-11-20T20:03:19","guid":{"rendered":"https:\/\/www.mygiantpanda.com\/xzw\/?p=3329"},"modified":"2024-11-20T15:05:38","modified_gmt":"2024-11-20T20:05:38","slug":"li-xi","status":"publish","type":"post","link":"http:\/\/www.mygiantpanda.com\/xzw\/li-xi\/","title":{"rendered":"\u7406\u8d22\u672f\u8bed\u3010\u5229\u606f l\u00ec x\u012b\u3011Interest \u6c49\u5b57\u4e66\u5199 Interest Rates Hike\/Cut \u52a0\u606f \u964d\u606f\/\u51cf\u606f Chinese Financial Terms"},"content":{"rendered":"<div style=\"width: 100%; margin: 0 0 15px 0; overflow: hidden;\" align=\"center\"><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/3CpKCTLjTxs?rel=0\" width=\"375\" height=\"211\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<p>\u5229\u606f\u662f\u8d27\u5e01\u5728\u4e00\u5b9a\u65f6\u671f\u5185\u7684\u4f7f\u7528\u8d39\uff0c\u6307\u8d27\u5e01\u6301\u6709\u8005\uff08\u503a\u6743\u4eba\uff09\u56e0\u8d37\u51fa\u8d27\u5e01\u6216\u8d27\u5e01\u8d44\u672c\u800c\u4ece\u501f\u6b3e\u4eba\uff08\u503a\u52a1\u4eba\uff09\u624b\u4e2d\u83b7\u5f97\u7684\u62a5\u916c\u3002\u5305\u62ec\u5b58\u6b3e\u5229\u606f\u3001\u8d37\u6b3e\u5229\u606f\u548c\u5404\u79cd\u503a\u5238\u53d1\u751f\u7684\u5229\u606f\u3002<\/p>\n<p>Interest is the fee for using money in a certain period of time, which refers to the remuneration that the holder of money (creditor) receives from the borrower (debtor) for lending money or monetary capital. It includes deposit interest, loan interest and interest on various bonds.<br \/>\n<!--more--><\/p>\n<p>1\u3001\u56e0\u5b58\u6b3e\u3001\u653e\u6b3e\u800c\u5f97\u5230\u7684\u672c\u91d1\u4ee5\u5916\u7684\u94b1\uff08\u533a\u522b\u4e8e\u2018\u672c\u91d1\u2019\uff09\u3002<\/p>\n<p>2\u3001\u5229\u606f\uff08interest\uff09\u62bd\u8c61\u70b9\u8bf4\u5c31\u662f\u6307\u8d27\u5e01\u8d44\u91d1\u5728\u5411\u5b9e\u4f53\u7ecf\u6d4e\u90e8\u95e8\u6ce8\u5165\u5e76\u56de\u6d41\u65f6\u6240\u5e26\u6765\u7684\u589e\u503c\u989d\u3002\u5229\u606f\u8bb2\u5f97\u4e0d\u90a3\u4e48\u62bd\u8c61\u70b9\u6765\u8bf4\uff0c\u4e00\u822c\u5c31\u662f\u6307\u501f\u6b3e\u4eba\uff08\u503a\u52a1\u4eba\uff09\u56e0\u4f7f\u7528\u501f\u5165\u8d27\u5e01\u6216\u8d44\u672c\u800c\u652f\u4ed8\u7ed9\u8d37\u6b3e\u4eba\uff08\u503a\u6743\u4eba\uff09\u7684\u62a5\u916c\u3002\u53c8\u79f0\u5b50\u91d1\uff0c\u6bcd\u91d1\uff08\u672c\u91d1\uff09\u7684\u5bf9\u79f0\u3002\u5229\u606f\u7684\u8ba1\u7b97\u516c\u5f0f\u4e3a\uff1a\u5229\u606f=\u672c\u91d1\u00d7\u5229\u7387\u00d7\u5b58\u6b3e\u671f\u9650\uff08\u4e5f\u5c31\u662f\u65f6\u95f4\uff09\u3002\u5229\u606f\uff08Interest\uff09\u662f\u8d44\u91d1\u6240\u6709\u8005\u7531\u4e8e\u501f\u51fa\u8d44\u91d1\u800c\u53d6\u5f97\u7684\u62a5\u916c\uff0c\u5b83\u6765\u81ea\u751f\u4ea7\u8005\u4f7f\u7528\u8be5\u7b14\u8d44\u91d1\u53d1\u6325\u8425\u8fd0\u804c\u80fd\u800c\u5f62\u6210\u7684\u5229\u6da6\u7684\u4e00\u90e8\u5206\u3002\u662f\u6307\u8d27\u5e01\u8d44\u91d1\u5728\u5411\u5b9e\u4f53\u7ecf\u6d4e\u90e8\u95e8\u6ce8\u5165\u5e76\u56de\u6d41\u65f6\u6240\u5e26\u6765\u7684\u589e\u503c\u989d\uff0c\u5176\u8ba1\u7b97\u516c\u5f0f\u662f\uff1a\u5229\u606f=\u672c\u91d1\u00d7\u5229\u7387\u00d7\u5b58\u671f\u00d7100%<\/p>\n<p>3\u3001\u94f6\u884c\u5229\u606f\u7684\u5206\u7c7b<\/p>\n<p>\u6839\u636e\u94f6\u884c\u4e1a\u52a1\u6027\u8d28\u7684\u4e0d\u540c\u53ef\u4ee5\u5206\u4e3a\u94f6\u884c\u5e94\u6536\u5229\u606f\u548c\u94f6\u884c\u5e94\u4ed8\u5229\u606f\u4e24\u79cd\u3002\u5e94\u6536\u5229\u606f\u662f\u6307\u94f6\u884c\u5c06\u8d44\u91d1\u501f\u7ed9\u501f\u6b3e\u8005\uff0c\u800c\u4ece\u501f\u6b3e\u8005\u624b\u4e2d\u83b7\u5f97\u7684\u62a5\u916c\uff1b\u5b83\u662f\u501f\u8d37\u8005\u4f7f\u7528\u8d44\u91d1\u5fc5\u987b\u652f\u4ed8\u7684\u4ee3\u4ef7\uff1b\u4e5f\u662f\u94f6\u884c\u5229\u6da6\u7684\u4e00\u90e8\u5206\u3002\u5e94\u4ed8\u5229\u606f\u662f\u6307\u94f6\u884c\u5411\u5b58\u6b3e\u8005\u5438\u6536\u5b58\u6b3e\uff0c\u800c\u652f\u4ed8\u7ed9\u5b58\u6b3e\u8005\u7684\u62a5\u916c\uff1b\u5b83\u662f\u94f6\u884c\u5438\u6536\u5b58\u6b3e\u5fc5\u987b\u652f\u4ed8\u7684\u4ee3\u4ef7\uff0c\u4e5f\u662f\u94f6\u884c\u6210\u672c\u7684\u4e00\u90e8\u5206\u3002<\/p>\n<p>1. Money other than the principal obtained from deposits and loans (different from the &#8220;principal&#8221;).<\/p>\n<p>2. Interest refers to the value-added amount brought by the injection and return of monetary funds into the real economy. To put it in a less abstract way, interest generally refers to the remuneration paid by the borrower (debtor) to the lender (creditor) for using borrowed money or capital. It is also called sub-fund, the symmetry of the mother fund (principal). The calculation formula for interest is: interest = principal \u00d7 interest rate \u00d7 deposit term (that is, time). Interest is the remuneration obtained by the owner of funds for lending funds. It comes from part of the profit generated by the producer using the funds to perform operating functions. It refers to the added value brought by monetary funds when they are injected into the real economy and flow back. The calculation formula is: interest = principal \u00d7 interest rate \u00d7 deposit period \u00d7 100%<\/p>\n<p>3. Classification of bank interest<\/p>\n<p>According to the nature of banking business, it can be divided into two types: bank interest receivable and bank interest payable. Interest receivable refers to the remuneration that a bank receives from a borrower when it lends funds to the borrower; it is the price that the borrower must pay for using the funds; it is also part of the bank&#8217;s profit. Interest payable refers to the remuneration that a bank pays to depositors when it absorbs deposits from them; it is the price that a bank must pay for absorbing deposits, and it is also part of the bank&#8217;s cost.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5229\u606f\u662f\u8d27\u5e01\u5728\u4e00\u5b9a\u65f6\u671f\u5185\u7684\u4f7f\u7528\u8d39\uff0c\u6307\u8d27\u5e01\u6301\u6709\u8005\uff08\u503a\u6743\u4eba\uff09\u56e0\u8d37\u51fa\u8d27\u5e01\u6216\u8d27\u5e01\u8d44\u672c\u800c\u4ece\u501f\u6b3e\u4eba\uff08\u503a\u52a1\u4eba\uff09\u624b\u4e2d\u83b7\u5f97\u7684\u62a5\u916c\u3002\u5305\u62ec\u5b58\u6b3e\u5229\u606f\u3001\u8d37\u6b3e\u5229\u606f\u548c\u5404\u79cd\u503a\u5238\u53d1\u751f\u7684\u5229\u606f\u3002 Interest is the fee for using money in a certain period of time, which refers to the remuneration that the holder of money (creditor) receives from the borrower (debtor) for lending money or monetary capital. It includes deposit interest, loan interest and interest on various bonds.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"footnotes":""},"categories":[1],"tags":[391,390],"class_list":["post-3329","post","type-post","status-publish","format-video","hentry","category-write-chinese","tag-chinese-financial-terms","tag-390","post_format-post-format-video"],"_links":{"self":[{"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/posts\/3329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/comments?post=3329"}],"version-history":[{"count":0,"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/posts\/3329\/revisions"}],"wp:attachment":[{"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/media?parent=3329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/categories?post=3329"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.mygiantpanda.com\/xzw\/wp-json\/wp\/v2\/tags?post=3329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}